The current economy has meant that more and more people have found themselves struggling with overwhelming debt. However, you do not have to shoulder this burden and deal with the stress alone. There are viable options available that can help provide you with relief. At the Law Offices of A. Stafford Hearns & Associates, LLC, our Upper Marlboro Chapter 7 bankruptcy lawyers can help you escape from the crushing weight of debt and put you on a path to a brighter financial future.
If you are having trouble paying your bills and are being harassed by creditors, we can help. Contact our Maryland debt relief attorneys online or call 301-772-0248 to schedule a meeting to discuss your situation.
Helping You Discharge Your Debts
Chapter 7 bankruptcy is also referred to as liquidation bankruptcy. This means that most of your outstanding debts will be fully discharged by the bankruptcy court. Many people operate under the misconception that this entails giving up all of your worldly possessions. However, with proper planning it is possible to hold onto your home, your car and your household goods while affording you the opportunity to get your financial situation under control.
There are certain income requirements that must be met in order to be eligible for Chapter 7. You will have to meet the standards set forth under what is known as the bankruptcy means test. Our Upper Marlboro Chapter 7 lawyers will review your financial situation and take a close look at your assets to determine whether you will qualify for this filing.
Putting an End to Creditor Harassment
The biggest immediate benefit to making a Chapter 7 filing is the institution of an automatic stay. This means that your creditors will no longer be allowed to contact you and must end collections actions such as wage garnishment. It can also help stall pending foreclosure actions while you get your financial house in order. Over time, you will also be in a position to rebuild your credit and get a new financial start in life.
Call for a Consultation With a Prince Georges County Consumer Bankruptcy Lawyer
You do not have to worry about the stress that comes with bills you simply cannot afford to pay. Contact our Upper Marlboro Chapter 7 bankruptcy attorneys online or call 301-772-0248 to schedule an initial consultation to discuss your case.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Law Offices of A. Stafford Hearns & Associates, LLC
1401 Mercantile Lane, Suite 200-G
Upper Marlboro, MD 20774
Phone: 301-772-0248 ▪ E-mail: ▪ Fax: 301-772-0289
Toll free: 1-877-202-6516